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Buying? Must-Have Contingencies to Include in Your Real Estate Contract

A home purchase is not like buying a dishwasher – you can’t just “return” it if things don’t pan out the way you planned a few weeks down the road. Once you’ve sealed the deal, you’re stuck. And while this is usually a good thing when you find the right home, it’s important to place a few contingencies in the contract before you agree to take over ownership and commit yourself to a mortgage.

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How Soon After Foreclosure Can You Buy Again?

After the financial crisis hit the nation back in 2008, hundreds of thousands of families lost their homes to foreclosure. In fact, foreclosure filings skyrocketed over 81% that year compared to the year before. Getting approved for a mortgage is tough enough these days for any borrower, but it can be a lot more challenging with a foreclosure on the record.

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Are Foreign Investors Upping the Competition With American Buyers?

Not only is there a serious lack of inventory in many parts of the US, there’s also a housing affordability issue at play. And depending on where you live, both of these matters combined spell trouble for the average American who is looking to get into the real estate market but can’t find the right property at the right price.

How much do foreign investors have to do with this scenario?

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INFOGRAPHIC: 10 Budget-Friendly Ways to Boost Your Home’s Curb Appeal

While the inside of your home may be getting a lot of attention, the exterior warrants the same. If you cringe every time you approach your front door, it’s time to make some changes. And if you’re planning on selling any time soon and want to attract as many buyers as possible, boosting your curb appeal is even more important.

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What’s Driving California Housing Prices Up?

Housing prices in California have long been higher than most other states in the US, and the gap just seems to be getting bigger. Unfortunately, that’s driving many blue-collar and middle-class residents out of the state.

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What’s the Difference Between a Mortgage Pre-Qualification and Pre-Approval?

Real estate agents will often recommend that their clients get pre-approved for a mortgage before embarking on a home search. It gives buyers a better idea of how much they can comfortably afford, and gives sellers the peace of mind knowing that there’s a good chance that the buyers will be capable of obtaining financing for a streamlined deal.

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Should You Pay Your Mortgage Off or Keep Refinancing?

Taking out a mortgage typically means making regular payments until the loan is paid off. But while this may have been the traditional way of looking at mortgages, many homeowners these days are choosing to keep their mortgages by refinancing to take advantage of certain benefits, such as getting a lower interest rate, using the equity to invest, consolidating debt, or taking advantage of tax deductions.

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On the Fence About Title Insurance? Here’s Why You Need it

After pounding the pavement in search of the perfect home, you finally find one. An offer is put in and accepted, and all closing processes and costs are taken care of. You move in and begin life in your new home – what could possibly go wrong? That depends on whether or not you opted for title insurance. When you buy a home, you’re given title to the property. It’s this title that provides you – the new owner – with the right to possess and use the home and the land that it’s on.

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How Common Are All-Cash Sales in San Francisco?

All-cash sales have surged across the country, and Bay Area cities are realizing some of the biggest spikes.

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5 Financial Benefits of Owning Real Estate

Home is where the heart is. But it’s also where the money is. Your home is more than just a place to lay your head at night and raise a family. It also comes with a number of financial perks, even though you may have had to take out a loan in order to buy […]

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